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Pelican Bay At Micco FL Manufactured Home Sales FAQ
Sebastian Manufactured Home Sales
QUESTIONS ANSWERED...
What Exactly Is A Manufactured Home ?
Answer...
The word ‘manufacture’ is a combination of Latin, ‘manu’ referring to the hand and ‘facture’ to the making, so ‘manufacture’ ought to be hand made, but it is the opposite.
Of course, everything is hand made in the sense that we have hands and we make it, except we use tools, including machines, with those hands to accomplish it. Thus we manufacture cars in a factory, even though machinery and robots do most of the actual work.
By extension, a manufactured house is one made in a factory rather than in the more usual way of putting it all together on site from the basic materials brought there by truck. In the case of the manufactured home, the truck brings the home, maybe one piece already built, but more often two or more pieces that are joined together on the prepared foundation. It could also be brought as prefabricated panels to be erected on site to form the house.
Basically, if the house was substantially made in a factory and brought to the site for assembly and/or finishing, then it is a manufactured home.
It is the English language. It makes no sense until it is explained.
What are some tips for buying a mobile home?
Answer...
There may be several factors to consider prior to purchasing a used manufactured home. Manufactured homes can be much like traditional stick-built homes but with a much lower price. However, there are certain considerations exclusive to mobile homes a buyer should think about prior to making the decision to purchase.
Repairs
The quality of construction in manufactured homes has improved greatly over the years, but a used home may be in need of repairs. Assess these needed repairs prior to making a purchase. Buyers should also be aware that manufactured homes are subject to to the Manufactured Home Construction and Safety Standards, or “HUD Code,” rather than local building codes. Review these codes prior to making any repairs or remodeling projects on a used mobile home.
Leased Land or Real Property
Although many manufactured homes are placed on private land, most are found in parks. A manufactured home park typically rents the land to the homeowner for a monthly payment. Review any park rules or regulations prior to submitting any offers to purchase. Additionally, check with the park manager about what amenities will be included with the lot rent. Many purchasers will need park approval in order to live on the premises, and the approval process might include a background check.
Efficiency
Some manufactured homes might be structurally intact but in need of energy efficient upgrades. According to the U.S. Department of Energy, improvements such as energy-efficient windows and doors, extra insulation, caulking and insulated skirting can help to curb energy costs. These upgrades cannot only add long-term value but also instant value for a new owner of a used mobile home. Before purchasing the home, have a contractor lend advice or submit bids regarding any desired energy efficiency upgrades.
Financing
The availability of financing on manufactured homes is somewhat limited for purchasers, even with outstanding credit. For homes placed on real property, the financing resources are a bit more plentiful, but these loans may be more difficult to find than for a regular home. For homes placed on rented land, financing is extremely difficult to find, and many lenders simply will not loan on a home on rented land. Check with your loan officer for available programs.
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Buying a Mobile Home Instead of a Regular Home: Pros and Cons
There are several advantages to buying “mobile home” instead of a traditional stick built house, but there are also disadvantages. Before you decide to buy a mobile home, weigh the pros and cons to make certain your decision is consistent with both your financial and housing goals.
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A Detailed Overview Of Buying A Mobile Home vs A House
Conventional homes are ones that are built on location. The structure is permanent and can’t be moved. With their durability and long life, it’s no surprise that they dot our neighborhoods. In the end, you will own both the house and the property that it’s built on.
You typically have to hire a builder or contractor. You also need to have plans drawn up for the structure. Additionally, you can buy the house already built. Or you can buy a plot of land and have a home constructed there.
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Mobile home Mobiles homes are a whole different ball game. They are built in a factory or warehouse by the manufacturers. Therefore, they aren’t constructed on location.
They are designed with a steel frame and chassis which allows them to be moved to wherever they are going to be parked. Manufactured homes are basically ready to go.
There are plenty of potential buying options with manufactured homes. One is to buy a used or parked home with the property. Otherwise, you can buy the ideal home for you from the manufacturers. Some parks rent out lots where you can park your own house. Or you can go all the way and buy a new home and some land to install it on.
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CONTACT McCormick Home Sales
McCormick Home Sales
127 Mabry St
Sebastian Florida 32958
E: office@mccormickhomesales.com
P: 239-247-2073
Web: Website
